Lunch Budget Buster

Having lunch everyday in the Wall Street district is a real budget buster. I spent over $100 this week for absolutely HORRIBLE food, even saw a fly in the gravy at one place. I promptly turned around and walked out. Never again.   Next week, I'll be more dedicated to my Subway's Giftcard.  I'm not bringing my lunch so don't suggest it, been there, didn't do it.

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Bond . . . Muni Bond

I remember Oprah saying, "I love Munis!" she said that she was invested in Tax-Free Muni's.  So last weekend, I took a crack at buying a few Municipal Bonds that pay out 12 Months per year. My list is below:

Name	Symbol	Dividend Yield	Price
BlackRock Massachusetts Tax-Exempt Trust	MHE	5.165	$14.52
Eaton Vance New York Municipal Bond Fund	ENX	5.712	$12.57
Eaton Vance Michigan Muni Income Trust	EMI	5.627	$12.60
BlackRock New Jersey Municipal Bond Trust	BLJ	6.041	$14.80
Delaware Investments Natl Muni Income	VFL	6.014	$12.97
Eaton Vance Ohio Municipal Income Trust	EVO	5.359	$13.64
Eaton Vance Pennsylvania Municipal Bond Fund	EIP	5.997	$12.89
Nuveen Georgia Div Advantage Muni Fund 2	NKG	5.079	$12.64

Total $106.63

You're either working for your money or your money is working for you with compound interest and dividends.

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My Favorite Dividend Growth Investor (DGI) Blogs

1. Dividend Growth Investor
2. Dividend Growth Stocks
3. Div-Net
4. Early Retirement Extreme
5. The Dividend Guy
6. Mr. Money Mustache
7. jlcollinsnh
8. Passive Income Pursuit
9. Project $3 Million
10. All About Interest
11. FI Fighter
12. Accumulating Assets
13. Create My Independence
14. Financially Integrated
15. Dividend Yield
16. The Altucher Confidential
17. Go Curry Cracker! 
18. Captain Dividend 
19. The Conservative Income Investor 
20. Pretired 
21. Raptitude 
22. Dividend Ladder
23. Retire By 40
24. A Dividend Dream
25. DivGro
26. Financial Freedom
27. Tieland to Thailand
28. The Passive Income Earner
29. The Art of Manliness
30. The Dividend SWAN
31. Retire Before Dad
32. Wallet Engineers
33. Dividend Vet
34. Jet Set Citizen
35. Paper Planes
36. Financial Independence UK
37. Done By Forty
38. Budget Bytes
39. Getting A Rich Life
40. Roadmap2Retire
41. My Dividend Pipeline
42. Rockstar Finance
43. Dividenden-Sammler
44. Income Surfer
45. My Own Advisor
46. Tales From The Tape
47. Dividend Venture
48. My Dividend Growth
49. Starting From Zero
50. Richard Branson’s Blog
51. Financially Free By Forty
52. Passive Income Mavericks
53. Investing Pursuits
54. $25,000 Dividends
55. Cashville Skyline
56. Dividend Hawk
57. Finanzielle Freiheit Mit Dividenden
58. DivHut
59. Work To Not Work
60. Dividendogma
61. Budgets Are Sexy
62. Dividend & Whisky
63. Dividend Life
64. The Minimalists
65. Dividend Diplomats
66. Asset-Grinder
67. Dividend Growth Journey
68. Living At Home
69. Frankly Frugal Finance
70. Dividend Gravy
71. Divid÷Elephant
72. Dividend Driven
73. Tawcan
74. No More Waffles
75. The Dividend Warrior
76. Dutch Dividend 
77. Monevator
78. The Currency Of Time
79. Average Dividend Yield
80. Frugalwoods
81. Debt Debs
82. Write Your Own Reality
83. Reach Financial Independence
84. Dividend Developer
85. Dividend Digger
86. The Financial Unicorn
87. Grow Independent
88. Quit Your Day Job 101
89. Dividend Mantra

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My No-Spend weekend was a bust.

The little fur ball got sick over the weekend and had to be taken to the vet.
My No-Spend weekend was a bust.
Cost $233.00

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Favorite Motifs

Here are a few favorites that I have found at Motif Investing, I'm beginning to feel like a Motif reporter or stalker.

Wine & Brew
I never thought of investing in a wine company, so I was surprised to see a Motif like this one, it's doing very well.

 

Avocado Stocks
What tha . . . anyway, there's something for everybody and it's doing well.

 

Movies, Videos, Television Media
This is a pretty good mix of entertainment stocks.

 

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Hungry for DRIPS

My Monthly Dividend Payout (1 quarterly) at a online brokerage is feeding me in DRIPS. I'm hungry for the free dividend reinvestment plan (DRIPs)!

What is DRIP?
Dividend Reinvestment Plan
A plan offered by a corporation that allows investors to reinvest their cash dividends (for free) by purchasing additional shares or fractional shares of stock.

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Millionaire Trader Tim Sykes Harvard University Speech

I took Timothy Sykes online course to learn stock trading, back in 2011 or 2012. I wanted to be an educated investor. I stopped the course because  high risk trading was not for me,  however, he is good at what he does, I respect him. 

Anyway, here is his speech at Harvard. . . 

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Sneak Peek: Frugal Freedom Dividends

The pursuit of dividends . . .
There are no false high yields in this Frugal Freedom Dividends motif, the dividends payout monthly and quarterly except one, which pays out yearly at a very very high yield for over 5 years. I'm happy with it.
*****

 

*****
As usual, my motifs are not for sale, but if it helps someone learn how to invest. I'm satisfied with that.

The Frugal Freedom Fund -  1 week of beating the S&P
FFF - 5.7%
S&P - 4.1%



The Week in Review
This has been an interesting week in the stock market. I came home to another motif that I created (not FFF) and it had gone up to 10% in one day! I celebrated by making brownies. Yahoo shot out of no where to the top,

Rebalancing
I re-balanced my Frugal Freedom Fund  (dropped some false high yield stocks). Split it into two motifs, one for stocks and the other for dividends. I created a separate FFF motif just for dividends, because the main objective of the original FFF is to beat the S&P, not collect dividends.  The Frugal Freedom Fund is my test tube baby.

Investing for Beginners

Hello Bloggers and Bloggettes!

I had to share this with my blog readers, I'm not promoting, just sharing. Please do your due diligence and research before investing. I found this motif online at Motif Investing for people who are new to investing. Read below:

Investing for Beginners

"This motif of funds is for new beginner investors. It features a diversified group of funds consisting of small-cap growth funds, a total stock market fund, and a real estate investment (REIT) dividend fund all from Vanguard, a trusted investment brokerage."

 

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Sneak Peak

Sneak Peak into my Frugal Freedom Fund at Motif Investing. In 3 days, it's already more than 3 times what the bank offers monthly. The hardest working $275 investment in the world! The little engine that could and would! Nothing against banking, but the proof for investing is in the pudding. See photo of my fund and the return to date below.

I'll  be writing more about what's in my motif over the weekend. As you can see Apple (a deliciously profitable company!), Philip Morris (shout out too the smokers! See ya, wouldn't want to be ya!), and Home Depot (love this place!) hold the coveted top spots in my motif.

The Frugal Freedom Fund

 

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My Frugal Freedom Fund

I finally created my very own motif at Motif Investing. I didn't open the account in the Creator Royalty Program, which is a program for reselling your motif. If someone bought my motif, I could receive $1.00, however,  my motif is not for sale and I am not interested selling it. I am only interested in discussing the stocks that are in the motif. I will be posting about the stocks in the coming days. As I said before, I opened the account for $275 for 30 stocks and the commission was $9.99, what a bargain. I named my motif the Frugal Freedom Fund.

I am invested in 30 companies as of October 20, 2014.

Strategy
The strategy is to beat the S&P 500 and triple my money in 5 years, with long-term investing and re-investing dividends.

The Returns (simulated from past performance)
1 Week Return is 1.9% - (better than the banks monthly interest, beat the S&P)
3 Month Return is 2.00% - (beat the S&P, which was down - 3.8%)
1 Year Return is 19.2% - (not bad, I love anything over 18%, beat the S&P)
5 Year Return is 201.5% - (OUTSTANDING! tripled! beat the S&P!)

Dividend
Dividend Yield is 10.7% - (the added bonus, the constant)

I posted the returns on my motif below. They are quite brilliant if I must say so myself.

1 Week

3 Months

1 Year

5 Year

Budget Deficit Falls to Lowest of Obama Presidency

WASHINGTON -- The federal government's budget deficit has fallen to $486 billion, the smallest pool of red ink of President Barack Obama's six-year span in office, a new report said Wednesday. The rest of the article can be read HERE.

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My First Investment in Motif Investing

Well, I made my first $275 investment into a motif over at Motif Investing. I paid $275 for 30 stocks, the commission fee was $9.99, what a bargain!

The 5 year high for the combined stocks in the motif, averaged out to 177%. So, I'll almost triple my money in 5 years.  It's beating the S&P 500, the 5 YR RETURN OF S&P 500 is 94.2%! Better than the banks (no stupid banking fees)  and better than the lottery.

I will try to deposit $275 every two weeks or every month, reinvest the dividends, and keep a tally of the growth.

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NAS: The Investor

Nasir "Nas" Jones

Music Icon, Harvard Fellow, Tech Investor

Recognized by NME as best living rapper 8 consecutive platinum albums.

Mr. Nasir "Nas" Jones owns QueensBridge Ventures, a Los Angeles-based venture capital firm. Wow, I did not know. The quote,  "You learn something new everyday", has never been truer. I found out about his firm because he just bought Robinhood, an online brokerage firm that I was following. He is smooth as silk.  The details on his firm is below:

Venture Capitalist Firm: 

QueensBridge Ventures

Founder:

Nasir "Nas" Jones

Headquarters:

Los Angeles, CA

Description:

Venture Capital Firm

Website:

http://www.QBVPFund.com

All Investments made by Queens Bridge Venture Partners

COMPANY	INVESTMENTS
PillPack	Series A October 9, 2014
BeautyCon	Seed September 17, 2014
Wellframe	Series A September 8, 2014
Totspot	Seed September 1, 2014
RadPad	Not Disclosed August 12, 2014
ViralGains	Seed July 31, 2014
Doorbot	Series A July 2, 2014
Cargomatic	Seed June 24, 2014
Roadstruck	Seed June 15, 2014
Reaction	Not Disclosed June 15, 2014
Bitfury Group	Series A May 30, 2014
Luxola	Series C May 26, 2014
Tradesy	Series B May 19, 2014
Vaurum	Seed May 7, 2014
Billowby	Seed May 1, 2014
Virtuix	Seed April 24, 2014
Storefront	Series A April 14, 2014
Vengo Labs	Series A April 7, 2014
Lyft	Series D April 2, 2014
BOND	Seed April, 2014
NationBuilder	Series B June 6, 2013
Holidog	Seed May 5, 2013
Balanced	Seed April 3, 2013
Tilt	Series A March 22, 2013
cielo24	Seed February 28, 2013
AuditFile	Seed February, 2013
BlackJet	Not Disclosed October 26, 2012

All Investments made by Nasir "Nas" Jones

COMPANY	INVESTMENTS
Robinhood	Series A September 23, 2014
SeatGeek	Series B August 28, 2014
ViralGains	Seed July 31, 2014
AuditFile	Venture February 7, 2014
Boostable	Seed January 15, 2014
Washio	Seed January 14, 2014
Walker & Company Brands	Seed December 14, 2013
Coinbase	Series B December 12, 2013
mParticle	Seed October 15, 2013
SendHub	Series A September 4, 2013
Glio	Seed September, 2013
ThirdLove	Series A August 1, 2013
Proven	Seed July 11, 2013
NationBuilder	Series B June 6, 2013
Change.org	Series B May 21, 2013
CapLinked	Not Disclosed May 10, 2013
Mass Appeal	Angel May, 2013
Balanced	Seed April 3, 2013
Madefire	Not Disclosed April 1, 2013
Tilt	Series A March 22, 2013