How to Have More Money in 2015

1. Educate yourself online  My favorite online courses are Here. 
2. Apply online to Fortune 500 jobs.
3. Ask for a $10,000 bonus at work, you will be surprised, you just might get it.
4. Do NOT shop Till You Drop, only shop when you need too.
5. Do NOT bank your money (read "Banking is for Suckas"), invest in 30 stocks Here.
6. Have a savings plan, start with $10, $25, or $50 Here.
7. Shop 2 days after Christmas or all of January, everything will be on sale.
8. For New Years Eve, do your own countdown and sing "Auld Lang Syne", at HOME.
9. Stop going on expensive dates, you ain't nobodies baller or shot caller.
10. Get married and share expenses. 
11. There is life after 500 cable channels. Go back to Basic Cable, you are not missing anything.
12. Buy Nike Stock (NKE) instead of Nike sneakers
13. Become HUSTLE MAN and monetize your Blog or Youtube Channel.
14. Learn how to grocery shop with only $25 dollars and cook at home.
15. Make a budget and stick to it.
16. Learn how to double your money using the Rule of 72 or be risky and double in a year.
17. Reinvest your dividends in a Dividend Reinvestment Plan (DRIP)
18. Use Compound Calculators for budgeting savings goals
19. Read online Dividends Growth Investors (DGI) and Personal Finance (PF) bloggers and bloggettes. (RIF) Reading is Fundamental.
20. Housing should be no more than 20% of your yearly gross income.
21. Vacations should be no more than 5% of your  yearly gross income.
22. Read the $5.00 Millionaire
23. Celebrate life achievements with your family  instead of with expensive Champagne.
24. Strive to be thrifty and frugal instead of just plain ole' cheap.
25. Learn  how to say "Thank you". People remember thankful people and will help you again.

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